What happens to my medical bills when I file for bankruptcy in Virginia?
With the cost of healthcare rising, many families find themselves struggling with hospital bills, doctor’s bills, lab bills, and prescription costs. Unfortunately, even those who are insured may end up owing thousands—or tens of thousands—of dollars for necessary medical care. This can put an extreme strain on families, and many people facing large medical debts ultimately choose to file for bankruptcy in Virginia.
When you file for bankruptcy, all of your debts will be considered, including your medical bills. Depending on the type of bankruptcy you pursue and other factors, your medical debts may be discharged or reduced along with your other debts. Although you cannot choose to only include your medical debt in your bankruptcy case, you may find that filing for bankruptcy and taking care of your overall debt is the best solution for taking care of the financial pressure from your medical expenses.
If your doctor refuses to treat you due to your overdue medical bills, filing for bankruptcy may or may not have an impact. Healthcare providers may have varying policies regarding your account after bankruptcy, and it is best to speak with your providers about their policies on debts discharged through bankruptcy. Keep in mind, though, that any hospital that receives federal funding cannot refuse treatment because you have a past-due balance.
If you have further questions about medical debt and bankruptcy in Virginia, please feel free to contact a Falls Church bankruptcy attorney with the Strong Law Firm today at 703-350-4241 to schedule a free and confidential consultation.