Dealing with Insurance Companies After a Car Accident

Insurance CompaniesDealing with insurance companies after a car accident can be a pain. We’re sure you’ve heard story after story of how insurance companies try to low ball legitimate claims or outright deny them. Sometimes, they delay paying so that victims or their families feel obligated to accept smaller amounts. They may also push you to sign a settlement agreement. The agreement may take away your rights to sue or get help with any future medical expenses you have that resulted from the accident.

Before you sign anything, it’s imperative that you have the document reviewed by an experienced Virginia car accident lawyer. Don’t wait. You only have two years to file your claim.

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Dealing with Insurance Companies | Giving a Recorded Statement

There’s no need to contact the insurance company or respond to their questions at that stage in your case. Usually right after the car crash is when they’re calling and trying to take what they call a recorded statement to verify what happened in the crash. Sounds reasonable enough to most people, but unfortunately, insurance companies have learned a variety of techniques to try to sneak in questions that are designed to find ways to defeat your claim without you even knowing they’re trying to contest the claim, by asking you certain questions in a certain way. For that reason, you need legal advice before you take any kind of recorded statement, in front of an insurance adjuster or by phone, following your Virginia car wreck case.

Going to Trial

In Virginia, we have a protective statute of prohibition against introducing recorded statements at trial of a personal injury case if they’re intended to contradict the statement of the injured victim. However, in many cases, those statements can be introduced when they’re intended to show the nature and extent of your injuries. It’s always best you simply decline the invitation to give a recorded statement after your car crash and allow your attorney to make the evidence available as it’s fully developed, whether it be waiting until your doctors have made a thorough analysis of your injuries, or until your treatments are completed and you know what the final outcome of your case might be.

Contact Our Office for Help Dealing with Insurance Companies

Were you or a loved one seriously injured in a motor vehicle crash and have questions about dealing with insurance companies after a car accident? Contact a Virginia car accident lawyer at The Strong Law Firm today for a free confidential consultation and case evaluation. Let our experience work for you.

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