Insured or Uninsured, Medical Debt Can Lead to Bankruptcy in Virginia
Many people file for bankruptcy in Virginia because they have suffered an injury or illness and the medical debt they owed got out of hand. Even families who have health insurance and are otherwise financially stable often find themselves owing thousands of dollars in medical debt after an illness and starting to struggle. Whether or not you have health insurance, there are many reasons why a sudden and unexpected hospital visit can turn into a financial nightmare. Here are just a few of those reasons:
- You are uninsured and have a medical emergency.
- You have medical expenses that go over the plan limit.
- You have a high deductible.
- You used an out-of-network provider.
- The medical services you received are not covered by your plan.
- You sustained injuries that require time away from work.
Especially for Virginia residents who do not have health insurance or who have chronic or long-term conditions that require regular treatments, a large medical debt can quickly lead to constant debt harassment calls, missed payments, and even losing your home.
It’s not unusual to find yourself struggling with medical debt after an illness or accident, and many people choose to file bankruptcy in order to get back on their feet. If you have questions about bankruptcy and medical debt in Virginia, speak with our experienced Falls Church bankruptcy attorney today for guidance. Just give us a call today at 703-350-4241 or fill out our confidential online contact form to schedule a completely free consultation to discuss your situation and get answers.